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20407 Harborgate Ct #404, Cornelius, NC 28031
20407 Harborgate Ct #404, Cornelius, NC 28031 3D Tour
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20407 Harborgate Ct #404, Cornelius, NC 28031
20407 Harborgate Ct #404, Cornelius, NC 28031
20407 Harborgate Ct #404, Cornelius, NC 28031
20407 Harborgate Ct #404, Cornelius, NC 28031

20407 Harborgate Ct #404 Cornelius, NC 28031

$649,000

ACTIVE
Beds
2
Baths
2
Sqft
1,279
Acres
Year
1985
Days on Site
92
Property Type
Residential
Sub Type
Condominium
Per Square Foot
$507
Date Listed
Mar 20, 2026

Description of 20407 Harborgate Ct #404, Cornelius, NC 28031

Listing details for 20407 Harborgate Ct #404, Cornelius, NC 28031 : A RARE LAKE NORMAN OPPORTUNITY — ONLY 10% DOWN WITH VERY FLEXIBLE SELLER FINANCING, DESIGNED AROUND YOUR PAYMENT NEEDS. Choose a payment structure that works for you with financing terms created to compete favorably with conventional lending — but with much sweeter terms. Potential for significantly lower upfront costs and monthly payments compared to traditional financing. See financing comparison in attachments and contact listing agent for details. Big-water views are among the most coveted perspectives on Lake Norman — and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery — from peaceful morning reflections to vibrant sunset skies — becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent substantial value, making this an exceptional opportunity for buyers seeking both stunning views and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the waterfront setting, drawing your eye directly toward the lake, while the lakeside balcony creates the perfect setting for morning coffee, evening dinners, or simply enjoying the expansive water views. Harborgate remains one of Lake Norman’s most charming waterfront communities, offering a relaxed resort-style atmosphere with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels tucked away while remaining just minutes from Exit 28, Birkdale Village, dining, shopping, and I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.
Listing Updated : 05-23-2026 at 4:46 PM EDT
Listing Provided By : Paul Yancey, 704-896-2000, Southern Homes of the Carolinas, Inc
Source :

canopymls as distributed by MLS GRID, MLS#: CAR4357253

Property History

DateEventPrice
5/7/2026
Price Change
$649,000 -2.4%
$507/sqft
Source:canopymls #CAR4357253
4/15/2026
Price Change
$665,000 -3.6%
$520/sqft
Source:canopymls #CAR4357253
3/20/2026
Listed for sale
$690,000 +35.3%
$539/sqft
Source:canopymls #CAR4357253
8/4/2022
Sold
$510,000 -7.3%
$399/sqft
Source:canopymls #CAR3857438
5/6/2022
Listed for sale
$550,000 +107.5%
$430/sqft
Source:canopymls #CAR3857438
7/18/2013
Sold
$265,000 -3.6%
$207/sqft
Source:canopymls #CAR2158117
6/5/2013
Listed for sale
$274,900
$215/sqft
Source:canopymls #CAR2158117
Home Worth Check

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Based on information submitted to the MLS GRID as of 2026-05-23. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
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