10 Things To Know BEFORE Moving to Louisville, KY

August 16th, 2023

10 Things To Know BEFORE Moving to Louisville, KY

Living in Lousiville, Kentucky

Are you considering a move to Louisville, KY? Make sure you know these ten things about life in Louisville, like the cost of living, weather, and crime rates. 

Louisville, which is home to the world's largest baseball bat and glove, is the largest city in Kentucky. It provides its 628,594 residents with a high quality of life, affordable living, and many other benefits.

This city is situated near the Ohio River and the Indiana border and has been recognized as one of the Top 100 best cities in America. It stands out for its excellent housing, thriving economy, and reliable transportation system.

Know for many things; this place is one of Kentucky's most popular cities and a go-to place to settle down or even visit. If you are looking for somewhere that has so much to offer, this place is the destination to be. Take advantage of all Louisville has to offer. 

If you're searching for a location that's conveniently situated near all the action and experiencing a boost in the economy, this city is an ideal choice. Known as the "city of opportunity," there's plenty of growth and development happening here.

If you're seeking to relocate to a thriving city, you should consider exploring the stunning homes for sale in Louisville. Also, if you're interested in the state of Kentucky, please take a look at all the available real estate options.

Here are the ten things you should know about life in Louisville. 

Cost of Living

Even though this is the biggest and one of the most popular cities in Kentucky, its cost of living is still 4 percent lower than the national average. 

The costs of living may differ depending on various factors. For instance, utility expenses can range from $200 to $300 per month, and groceries may cost around $400 per month, based on one's lifestyle in Louisville.  

The cost of living estimates primarily rely on one's income and living circumstances. Nonetheless, this city is comparatively more affordable than other similar-sized cities.

Bridge into Louisville during orange sunset

Breaking this number down into different expense categories:

  • Housing expenses: 21 percent lower than the national average
  • Utility prices: 5 percent higher
  • Transportation expenses (bus fares and gas): 13 percent higher
  • Food: 6 percent lower.
  • Healthcare: 24 percent lower

The cost of living in different places varies depending on an individual's lifestyle and occupation. To live comfortably in this location, an income of approximately $334,440.

Below are some of the common median prices of things in Lousiville to help you have a better understanding of what things are like in this city!

Cost of Living Category Median Price
Median Home Price $355,319
Median Rent $1,080
Gas $3.84
Bunch of Bananas $3.14

Sourced from Payscale.

Check out the cost of living in Kentucky to compare results statewide. 

Real Estate

The cost of housing in Louisville is 21 percent lower than the national average, and the housing market is more competitive compared to the neighboring areas.

Louisville's real estate market is thriving, thanks to its stable economy. Statistics indicate that the majority of homes are purchased by buyers from outside the region who are seeking to reside in the metropolitan area.

In 2023, home prices in this city increased by 1.2 percent compared to the previous year. On average, each home receives three offers and sells after approximately 20 days on the market.

The median home price in Louisville is $355,319, while the median monthly rent price is around $1,080. It is worth noting that the housing market in Louisville is currently a seller's market, which means prices are generally higher and properties sell quickly.

If you are considering a move to this area, it is important to stay aware of the market trends. Check out single-family homes, new-construction homes, and gated community homes for sale. Also, check out the best neighborhoods in Louisville, moving to Kentucky, moving to Lexington and the best places to live in Kentucky if you are intersted in the state overall.

Birdseye view of neighborhoods in Louisville KY

Weather Year Round

Louisville is for you if you want to live in a place that experiences all four seasons. It's one of the main reasons people are moving to Louisville. The climate in Louisville is categorized as continental, with the optimal time to be here is between spring and autumn.

Louisville experiences hot and humid summers lasting approximately four months, while the winters are characterized by cold temperatures, precipitation, and partly cloudy skies, which last for about three months annually.

Throughout the year, the temperature fluctuates between 28°F and 88°F, with very few occurrences of temperatures below 12°F or exceeding 94°F.

On average, Louisville receives around 46 inches of rainfall annually, higher than the national average. However, this city experiences an average of only 9 inches of snowfall, which is significantly lower than the rest of the country.

Crime Rates

The Lousiville Metro area has one of the highest overall crime rates of any other city in the United States. The crime rates here are 117 percent higher than the overall crime rate in Kentucky. 

Property crimes account for 85 percent of all offenses in Louisville, while violent crimes make up 15 percent. Additionally, this city is classified as the 8th most hazardous location in Kentucky.

It is important to consider that larger cities and metropolitan areas often have higher crime rates. Therefore, if your top priority is living in a safe area, Louisville may not be the best choice.

Dining Options

Certain dishes, like Derby Pie, Hot Brown sandwiches, and benedictine spread, give off the Lousiville charm. If you are a foodie, then you are in the right place because Louisville was ranked among the top 10 "foodie cities" in the nation. 

Derby Pie at restaurant

Check out some local favorite restaurants in the booming city of Louisville. 

Doc Crow's

127 W Main St, Louisville, KY 40202 - $$

This is a Barbecue restaurant that is a spacious eatery that is housed in a renovated old building that serves BBQ, oysters, and other Southern classics. You are able to reserve a table or order online through their website. 

Jack Fry's

1007 Bardstown Rd, Louisville, KY, 40204 - $$$

This American restaurant is a history-laden, circa-1933 eatery with high-end Southern fare and cocktails in an old-world setting. You can reserve a table online through their website as well. 


921 Swan St, Louisville, KY 40204 - $$

This tiny spot serves creative pub grub like duck fat fries, plus various beers, from basement digs. Order pickup or delivery through their website. 

On the other hand, grocery prices in Louisville are 6 percent lower than the national average. However, keep in mind that there is no fixed number on grocery prices because everyone has different diets, sizes, families, and choices of stores. 

Below are some everyday grocery items and their median costs according to Payscale to help you better understand how grocery prices are in this city. 

Food Item Median Cost
Loaf of Bread $363
Gallon of Milk $2.27
Carton of Eggs $2.10
Bunch of Bananas $3.14

Job Market

The Louisville metropolitan area has experienced a significant increase in job opportunities, with impressive job growth, new business establishments, and capital investments. This growth can be attributed to the area's high standard of living and affordable cost of living.

The unemployment rate in Louisville has always been an issue but has dropped since the pandemic and is back to about 4.4 percent. 

In this region, the industries that are most in demand are healthcare, social assistance, manufacturing, retail trade, transportation, warehousing, accommodation, and finance.

This could be the ideal relocation destination if you're seeking a place with a varied economy and numerous job prospects.

Check out moving to Georgetown if you are searching for a place that has a booming economy that is only going to grow!

Louisville Slugger Museum

The Louisville Slugger Museum and Factory is a tour attraction that showcases the story of Louisville Slugger baseball bats in baseball and in American history. 

Did you know that a massive steel bat holds the title of the world's largest? This bat weighs a whopping 68,000 pounds and stands tall at 120 feet. It is a replica of Babe Ruth's 34-inch Louisville Slugger bat. Pretty impressive.

If you're a fan of baseball, then you must visit this destination. From checking out the gallery to viewing the unique artifacts to even personalizing your bat, there's something for everyone here. It's the perfect spot for any baseball enthusiast!

On the other hand, if you love baseball, check out the minor-league baseball team, the Louisville Bats. The Louisville Bats are a Triple-A affiliate of the Cincinnati Reds. You should check out their schedule and enjoy a fun-filled game at the beautiful Lousiville Slugger Baseball Field. 

Louisville baseball field sign

Kentucky Derby

The Kentucky Derby is an American Grade I stakes race run at Churchill Downs in Lousiville. The 3-year-old Thoroughbreds run this race at a distance of 1+3/4 miles, the first time horses in the field race that distance. 

Churchill Downs is the world's most legendary racetrack and has been this way since 1875. With crowds of more than 150,000, this is a unique tradition known as the "Greatest Bucket-list Sporting Event" in America. 

On the other hand, this derby is also known for the largest and most entertaining fashion show with spectacular hats and outfits as well. 

If you want an overall great experience, take advantage of this! The 150th Kentucky Derby is on sale now, Saturday, May 4th, 2024.

Louisville Zoo

The Louisville Zoological Gardens is a vast 134-acre zoo that showcases over 1,100 animals. The habitats are designed to resemble different zoogeographical regions, such as Glacier Run, Africa, and Islands.

Since 1969, the Louisville Zoo has been committed to creating engaging surroundings for zoo animals that promote their welfare and enhance their overall quality of life.

Indulge in the company of some of your beloved animals such as polar and grizzly bears, orangutans, gorillas, giraffes, rhinos, penguins, and many others. Moreover, you can relish the splendid botanical gardens available here!

Moving to Louisville Pros and Cons


  • Low cost of living
  • Affordable housing
  • Welcoming community
  • All 4 seasons
  • Low unemployment rate
  • High quality of life
  • Great sporting scene
  • Good area for hunting


  • Large population
  • High crime rates
  • High poverty
  • Poor public transportation 
  • Traffic
  • Homelessness is a big problem
  • Lower-ranked education

Birdseye view of city of Louisville KY


Is it worth moving to Louisville, KY?

Yes, ranking high in many categories, such as housing, economy, and transportation, Louisville is one of the top best cities in America to move to. 

Why are people moving to Louisville?

People are moving to Louisville because of the high quality of life, affordable housing, short commute times, things to do, and so much more. 

Is it cheaper to live in Lexington or Louisville?

The cost of living is higher in Louisville than in Lexington, so if you are looking for a more affordable option, then Lexington would be best. Check out moving to Lexington

Moving to Louisville - The Bottom Line

Louisville is a vibrant and diverse city that attracts individuals from small towns and other states. Many people enjoy living in this city due to its high quality of life and affordable cost of living.

Louisville is an affordable and inclusive city, ranked as the third most affordable place to live. It offers something for everyone, regardless of lifestyle or preferences. Louisville has everything whether you prefer a lively urban area or a serene residential neighborhood.

Choosing the right area in this large city is crucial as each location has its unique charm. This beautiful city, known as the Gateway to the South, boasts natural wonders.

Are you on the lookout for charming Victorian homes, a vibrant art scene, bourbon distilleries, affordable living costs, and a robust economy? If yes, then considering a move to Louisville might be a wise decision.

If you or anyone you know is interested in searching for homes for sale in Louisville, please get in touch with us so we can connect you with one of our Realty Specialists to help make this transition for you go smoothly. 

No matter the location, price, or preferences, we are here to help you through every step of the home-buying process to ensure we find you the perfect home that meets all of your needs and lifestyle perfectly. 

Feel free to contact us here today for any questions or help. Here's another great resource on moving to Louisville.

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Ryan Fitzgerald

Ryan Fitzgerald

Hi there! My name is Ryan Fitzgerald, and I am a REALTOR®. My goal is to help you learn more about real estate through our Real Estate Blog! Hopefully, you enjoyed the above blog post and it found a way to provide help or value to you. When you're ready to buy or sell a home of your own let us know here. Please feel free to join the conversation by dropping us a comment below.

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